Lemonade articles
Lemonade: a path to growth with near-zero marginal cost?
Original deep dive: The founder-led Lemonade is redefining insurance with innovative AI-driven technology, delivering an unmatched customer experience and demonstrating impressive scalability.
Lemonade: all key metrics are trending positively
Q3 2024: All key metrics are trending positively, which the market recognized, likely leading to a squeeze on short traders.
Lemonade: The Plan to 10x the Company
LMND is not focused on achieving the lowest loss ratio but on maximizing gross profit, driving growth, and scaling the business. The company continuously fine-tunes its pricing strategy, balancing the trade-off between conversion rates and the loss ratio. To truly understand this approach, one must view Lemonade as an AI-driven company rather than a traditional insurer.
Lemonade’s Q4 Surge: Hits Record-Low Loss Ratio, Revs Up for a Car Insurance Boom
The content of this analysis is for entertainment and informational purposes only and should not be considered financial or investment advice. Please conduct your own thorough research and due diligence before making any investment decisions and consult with a professional if needed.
Lemonade: Car Accelerates
kicked off 2025 with a solid Q1, continuing its growth trajectory while advancing toward profitability. In-force premium (IFP) reached $1,008 million, up 27% year-over-year, marking the sixth consecutive quarter of IFP growth acceleration (see chart below). This acceleration, from 18% in Q3 2023 to 27% in Q1 2025, reflects Lemonade’s ability to scale i…